Investment Property Loans
Investment lending should be positioned correctly from day one — not adjusted later.
We structure investment property loans with a clear long-term view, ensuring deposits, loan splits and borrowing capacity are aligned from the beginning.
Using Equity to Purchase
Many first investment purchases are funded through equity in an existing home.
We structure:
• Deposit release
• Loan splits
• Offset positioning
• Interest-only components
• Lender selection
The goal is not just approval — but flexibility for what comes next.
Why Structure Matters
Investment lending isn’t just about securing finance.
It’s about:
• Preserving borrowing capacity
• Managing cash flow
• Maintaining flexibility
• Avoiding unnecessary cross-collateralisation
• Planning for future purchases
A poorly structured first investment can limit the second.
We focus on getting the structure right from the beginning.
Early Stage or Expanding
Whether you’re purchasing your first investment property or expanding your portfolio, the approach remains the same:
Clear structure.
Aligned lending.
Long-term positioning.
We manage the process from initial assessment through to settlement.
If you’re considering your first or next investment — start the conversation.
Investment Lending in Australia
As a Perth-based mortgage broker, we understand local property conditions, lender policy and borrowing structures relevant to Australia.
Every investment loan is positioned with local market context in mind.